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another example of poverty as pathology

I'm glad that we still have social services in this city, but the "financial empowerment centers" (described below) seem to understand poverty as a function of individual incompetence rather than as a social condition.

Credit counseling can be useful, but budget management doesn't mean anything when you don't have any money. And is anyone offering free counseling to notoriously mismanaged government agencies like the MTA?

Anyway, here's what the Mayor's press release said:

"At a time when many New Yorkers are finding it harder to make ends meet, the counselors at the City's Financial Empowerment Centers will help with money management, budgeting, financial planning, credit counseling, negotiating with creditors, finding affordable banking services, government benefit screenings and referrals to other services and organizations."

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